10 Key Difference Between Upi And Net Banking

BY SUKSHAM GOYAL

UPI:  requires the Virtual Payment Address (VPA) Net banking: requires the beneficiary’s bank account details

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UPI:  Available on all smartphones through the BHIM app Net banking: Available on computers

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UPI:  Newer technology Net banking: Has been around for longer

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UPI:  More Secure Net banking: Less Secure

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UPI:  Transactions are free Net banking: Extra charges may be applied 

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UPI:  Available on all major mobile platform Net banking: May not be available

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UPI:  Instant transactions Net banking: Can take a few days to process

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UPI:  User friendly Net banking: Can be confusing for some users

2

UPI:  Can be used without a bank account  Net banking: requires a bank account 

1

UPI:  offered by 29 banks Net banking: offered by almost every bank

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